Paul W

Classic Car Insurance Requirements

Many Americans have taken interest in restoring classic vehicles but when it comes to insuring them many of these classic car owners are unaware of the options for coverage. Many standard auto insurance policies are not designed to protect antique and cla... Read >

New Billing options Make Changing Insurance Companies Easier than Ever

In a struggle to gain new auto insurance policies many insurance companies are making changes to the way that they structure the billing on new auto insurance policies. Historically, if a consumer wanted to change insurance companies they would need to pa... Read >

Benefits of Carrying a Low Comprehensive Deductible

Many auto insurance policy holders carry comprehensive and collision deductibles listed on their policies at $500. There are many added values to carrying a lower comprehensive deductible than the collision deductible. The comprehensive portion of the p... Read >

Towing Coverage on an Auto Insurance Policy

It is important for consumers to understand the differences between towing reimbursement and roadside assistance coverage on their auto insurance policy. Although many people believe that they are the same, in fact there are several differences between th... Read >

Returned EFT Auto Insurance Payments

Consumers should be weary of the consequences associated with having payments that are not honored by their bank when their auto insurance policy is set up on automatic payments. Although there is significant savings in the billing fees, having multiple p... Read >

Auto Insurance Reinstatement with No lapse in Coverage

Many insurance companies are changing their guidelines for policy reinstatements. When a policy is set up for monthly installments the insurance company will cancel the policy after the grace period due to non-payment of premium. Although the insured will... Read >

Reoccurring Credit Card Auto Insurance Payments

With policy retention for auto insurance clients that have automatic payments deducted from their checking account significantly higher that other clients on direct bill, many insurance companies are offering more competitive payment plans, lower initial ... Read >

Having Homeowners Insurance Billed thru Impound Account

Many home loans require that the borrower maintain an impound account that is associated with the loan. In most cases this account is used to renew the homeowners insurance associated with the property. These payments for the new business and renewal home... Read >

Auto Insurance Electronic Payment Policy Retention

Many auto insurance companies have seen the benefits of having their clients on automatic payments that are taking electronically from the insured bank account monthly. The policy retention of the clients that have electronic funds transfer for installmen... Read >

Registered Domestic Partner Auto Insurance

Many insurance companies in California are now recognizing domestic partner relationships and are now offering couples that are in these relationships the benefits that married couples receive. Some of these benefits include a lower rate. Many insurance... Read >

Disclosing Additional Household Residents to Auto Insurance Company

In California many insurance companies will inquire about additional household residents that live in the home at the time that the insured purchases a policy. Often times, these companies will also mail the insured a written request upon renewal to check... Read >

Auto Insurance Loyalty Discount

Although California auto insurance policies will not offer a continuous coverage discount when changing insurance companies many companies will offer their clients a loyalty discount. These discounts will vary from five to ten percent between companies. M... Read >

Garage Keepers Legal Liability

Most of the insurance companies that offer coverage to Towing operations offer the garage- keepers coverage on a legal liability form. Garage-keepers coverage is purchased to cover the non-owned vehicles that are in the care, custody, and control of the t... Read >

Towing Business’ Missing Coverage

With the convenience of the internet and insurance companies broadening their markets many tow truck business owners are finding themselves in a position of great exposure to their businesses. By working directly with insurance companies or have working w... Read >

Do I Have Enough Homeowners Insurance to Rebuild My Home?

Many people who have purchased their homes within the last few years likely do not have enough coverage. In many cases homeowners insurance agents rate dwelling coverage based upon the purchase price of the home. Unfortunately, the value of a home and the... Read >